As you may be aware reading my previous posts, I have a credit card and I’ve always tried to be safe and secure with it. Recently I have been making a few extra purchases on it and don’t have the funds available to repay it before my end statement date. Currently it sits just under [...]

Westpac will release a new credit card as of February 8th, 2009 – Westpac Ignite Credit Card. To all current Virgin Credit Card holders, the new Westpac Ignite Credit Card will replace the existing Virgin Credit Card.
Features include:

No Annual Fee
Low 12.99% p.a. interest rate on purchases
New Instant Offers Program
New CHIP security
Same Credit Card Number
Up to [...]

Managing credit can be a difficult task if not taught the essentials at a young age, but it’s never to late to start learning. Unfortunately, many believe they have acquired certain finance skills as they grow older, in some cases this may be true however majority have only brushed up on the bare necessities, not [...]

I continue to dwell on the negative effects money causes us personally and as a nation. As with my previous post about the Monetary System, I’m still in strong belief money has forced us to become over aggressive and keeping our minds off track much more important things like sustaining longer and healthier lives. Having [...]

Some Important Reverse Mortgage Information
Reverse mortgage loans were introduced in the United States in 1989. Since then, almost 20,000 seniors in the country have acquired reverse mortgage loans. This article would give you some important reverse mortgage information.
Reverse mortgages are also termed as home equity conversion mortgages. In case of a reverse mortgage, home owners [...]

You may have heard the expression “there is good debt and bad debt” and this is a very true statement but do you question what is good debt and what is bad debt? That’s something I’m answering today, helping you understand simply the importance of both and how it affects your finances and so forth.
Bad [...]

Consumerism has hit me hard recently, making me get on my knees and grovel for a popular materialistic item, the iPod Touch – 2nd Edition. Even with our current economic situation with world debt being increasingly high and money dropping in value by the hour, the iPod is still referred to as an liability due [...]